MCA Frequently Asked Questions

Where’s a better place to find a Motor Club of America review than an authorized Motor Club of America website? Below you find frequently asked questions by our customers and associates. If you have a question that is not listed below, feel free to use our contact page and we will get back to ASAP. 

What is Motor Club of America?

We are an emergency roadside assistance company that covers North America (United States and  Canada). We offer other lucrative discounts to our customers which include travel assistance reimbursement, trip planning and travel reservations, arrest and bail bonds, attorney fees, stolen vehicle reward, credit card protection, emergency room reimbursement benefits, $54,750 Hospital annual cash benefits, and accidental death benefit. 


What Discounts Will I Receive With My Membership?

Our members receive up to 65% off prescriptions, vision care, and dental as well as discounts on hotels and rental cars. Our platinum members receive discounts on auto-related services such as Jiffy Lube, MAACO paint & body shops and more. See full list here

What Does Your Emergency Roadside Assistance Include?

  • Battery Boost
  • Fuel Delivery
  • Tire Change
  • Lock Service
  • Wrecker Towing Service

How Do I Become a Member?

To become a Motor Club of America member, select your plan from our membership comparison page and press the ‘add to cart’ button. You will be transferred to our partner website that will process your payment. 

Where Can I Find a List of Your Benefits?

You can find any information on our Security and Total Security plans on our membership page.

Is There a Contract?

No. We do not make our customers sign a contract. If you feel the need to cancel your membership at any moment, give us a call and we will assist you.

How Long Will It Take to Get My Membership Card in the Mail?

It will take approximately 7 to 10 business days.

What Is the Most Popular Plan?

Our most popular plan is our TVC Total Security Plan.

Do You Offer Plans to Truck Drivers?

Absolutely! We have two plans for truck drivers. You can find them here

Are You Open 24 Hours?

Yes. We you can call us anytime on our toll free number. We are open 24 hours a day, 7 days a week, 365 days a week.

Where Is Your Office Located?

We are located in Oklahoma City, Oklahoma.

How Long Have You Been In Business?

We have been serving North America since 1926. In 1973, we introduced our self to the world as ‘Motor Club of America’. 

What Happens After I Become a Member?

Your membership will become active instantly. You will receive an email from us with information regarding your information. 

Is My Family Covered?

Yes, your family is covered with your membership.

How Are You Different From Your Competitors?

We do not force our members into a contract and we also offer additional perks with our memberships. 

MCA Careers Opportunity F.A.Q


I Heard About the Job Opportunity? How Does It Work?

Our independent contractors are paid an advanced 200% commission (up to $90)  for every membership package that they sale. In order to sale Motor Club of America memberships, you must have an active membership. Associates are also paid to build their team of independent contractors.


How Will I Get Paid?

Our associates are paid via direct deposit or company check. Company checks are no longer mailed via UPS. While contractors who have a direct deposit set up get paid on Fridays, company checks should arrive the following Monday.

What Are the Requirements?

You must:

  • be 18 years or older
  • be a citizen United States or  Canada
  • have access to a computer and an internet connection

Are Taxes Taken Out of Paychecks?

No. Taxes are not taken out of paychecks. In January, our associates are mailed a 1099 misc. W2 form. We advise our associates to file responsibly. Self-employed tax ranges between 10-39.4% of earned income depending on how much you earn within 1 calendar year. We also advise that new associates see a CPA when filing taxes.




Will I Receive Training?

Every sponsor/team does not require additional marketing training. If you become an associate through our website (, then you will receive marketing training from one of our experienced trainers, Amber Boyd

How Often Do I Get Paid?

You will get paid every Friday for your previous week’s commissions.

Do I Get Paid for the Same Sales Every Week?

No, you do not.

How Does the Matrix Income Work?

Matrix income is generated through earning commissions with our Total Security Platinum Plan.

Source: TVC Matrix Back Office

Month 1. Say you refer 3 people to the Platinum Plan. Then on the 15th of the following month you will earn 3 x $0.20 = $0.60 in reward dollars. Since you referred these 3 people then they are 1st generation to you.

Month 2. Then those 3 people refer 3 people each to the Platinum Plan and of course the 3 you referred paid their membership dues for the month. Then on the 15th of the following month you receive $0.60 in reward dollars for the 3 people you referred, and since the 3 you referred, referred 3, then those 9 people, who are 2nd generation to you, fell in your matrix and you receive $01.81 for those people who fell on the 2nd level of your matrix. Each of the 3 your referred receive $0.60 in reward dollars for the 3 people they referred. BUT you also match on their reward dollars so you receive and additional 3 x $0.60 = $01.80 in 1st matching. You reward income is $0.60 + $01.81 = $2.40 in reward dollars and $1.80 in 1st matching for a total of $4.21 in reward income.

Month 3. Now, say the 9 2nd generation associates, those who were referred by the people you referred, each refer 3 people to the Platinum Plan, for a total of 27 new referrals. These 27 then fall into your matrix under your 9 2nd generation associates. Then, on the 15th of the following month, you have 3 + 9 + 27 = 39 people in your matrix, which pays you $7.82 in reward dollars. The 3 you referred, your 1st generation, now each have 12 people in their matrix so they each are paid $2.40 in reward dollars, and your 9 2nd generation each have 3 people in their matrix, so they each receive $0.60. So you receive reward income of $7.82 + (3 x $2.40 = $7.20 for 1st matching) + (9 x $0.60 = $5.40 for 2nd matching) = $20.44. (there are fractional pennies that make it add up right.) By this time you have already covered the additional cost of the Platinum membership each month.

Month 4.  If the 27 refer 3 so that 81 more people fall in your matrix, then your reward dollars will be $24.05, your 1st matching will be $23.45, and your 2nd matching will be $21.64 and the total matrix income you will be paid on the 15th of the following month is $69.14.

You get the picture… if the process continues each month for next 7 months then in this hypothetical example you could be earning $98,437.48 per month or $1,181,247.89 per year in MATRIX INCOME.

Now on all of your 1st or 2nd generation recruits, you match on their reward dollars (look at the column headings) they receive no matter where they fall in your matrix or outside of your matrix (like on your 12th level or 20th level…(YOU DON’T MATCH ON THEIR MATCHING – YOU MATCH ON THEIR REWARD DOLLARS).

If you have 5, 50, or 1000 1st and 2nd generation recruits who have an active Gold or Platinum membership then you match all of their reward dollars…once again not on THEIR matching.

That is the power of the matrix and 1st and 2nd matching.”


What are Chargebacks and How Do They Work?

Source: TVC Marketing Back Office

Chargebacks occur when a customer that you referred to the company cancels their membership before 17 months. Associates are paid an advanced commission on every membership. 

“On the MCA Total Security membership you can receive an advance commission of $80 (plus additional bonuses of up to $10 based on sales volume) which is approximately 17 months worth of earned commissions. If a member cancels in their 10 month, then you would be charged-back the remaining 7 months which have not been earned…or 7 x $4.62 = $32.34. This charge-back is taken from any existing commissions due you for the week.